Hey guys! So as noted in my last post, it’s about that time again. I’m pretty much gonna be doing the same thing that I did for the last T-Money Challenge. I will be “fasting” from buying certain things and trying to adhere to a strict budget for the next three months, until my birthday. So here are the deets!
TIME PERIOD: June 26, 2011 – September 25, 2011 (13 weeks)
BUYING FAST: I will be refraining from buying: clothes, shoes, accessories, beauty products, hair products. The only time I will buy any of these things is if they need to be replaced or re-stocked. I seriously do NOT need any extra products/clothes/accessories. I need to leave shopping ALONE! Pray for a sistah…
MAXIMUM SPENDING GOAL = $3,600 FOR NEXT THREE MONTHS
***No clothes, shoes, accessories, beauty/hair products for the next 3 months***
Food = $15/day (including groceries so I can bring my own food from home and also accommodate for going out to lunch/dinner every now and then)= $1,365 in 3 months
Gas = $55/wk (imma need to make that work) = $715 in 3 months
School Stuff = $300 (for applications, etc, etc.) over the next 3 months
Necessities = $60/mo(toiletries replacements, restocks, grooming/eyebrows, etc.) = $180 in 3 months
Emergency fund = $300 (car breaking down, emergency trips, etc.) over the next 3 months
Fun Fund = $30/wk = $390 in 3 months
Leisure Shopping Allowance = $50/wk = $650 in 3 months
GRAND TOTAL = $3,600 with NO wiggle room
I just really hope that I can stick to it and not go over-budget at any time.
How do you guys make sure that you don’t overspend? PLEASE comment and let me know. Go forth, and SAVE! 🙂
Love and God Bless,